One shower, two shower, three baby shower… more.



While all major milestones in your life bring significant changes, there may be no greater life event than becoming a new parent. As a first-time parent, it’s only natural for you to feel a great sense of responsibility along with incredible joy and love for this little person who is going to become such a big part of your life.

Crib…check, diapers…check, life insurance…?
As much as possible, you’ll want to take an active role in providing the best, and most secure, life possible for your child from providing nourishing food to picking schools that will prepare them for life. But what would happen if you were to suddenly be diagnosed with a critical illness, or worse? If your income stopped would your child be able to continue on the path you so carefully laid out? Will there be money to pay for housing or post-secondary education? This is where life and critical illness insurance can help.

How much do I need?

Deciding how much insurance you need to protect your family depends on a few factors. My Insurance View from ivari will help you sort through these factors to come up with a personalized insurance solution for your needs. My Insurance View will take into account things like:

  • How much your family spends annually on items like housing, food, and clothing
  • How much it would cost to pay off existing loans and debt like credit cards or a mortgage
  • How much your family would need to cover large limited time expenses, such as your children’s post-secondary education
  • How much your family would need to cover your final expenses – funerals, taxes, etc.

You may think if you don’t work outside the home you don’t need life insurance. But even without an outside income, it is still important to have life insurance protection. If something were to happen to you, as a stay-at-home parent, all of your daily jobs would still have to get done. Someone would still have to care for the children, clean the home, cook for the family, etc. The surviving spouse may have to hire a live-in nanny or pay for daycare. Covering the cost of replacing the work of a stay at home parent over the years could cost hundreds of thousands of dollars.